Blogging for business: How subheadings make articles SEO-friendly + boost your Google rankings

Posted on December 19, 2025 by yoselkbaez36ck

Today I’m going to dive deep and explain to you what exactly a subheading does for blog posts. Are they going to affect your Google ranking? What are some best practices?  And what are the mistakes you should avoid when doing subheadings for your blog posts?  Hi, I’m Clarice Lin, the ROI Doctor who helps small businesses rank on Google and YouTube page one.

So first up, let’s talk about what is the real role or purpose of subheadings for your blog posts.

Subheading is like a signpost throughout your entire blog post. Most people don’t fully comprehend the importance of subheadings in their blog posts. They think is something that’s good to have and not focusing enough energy and efforts to put thought into what kind of subheadings should they have in their blog posts. And this is something that could actually help them improve in their Google rankings.

So, subheadings act both has a form of aesthetic, it helps to guide people to tell people what are different sections of your blog posts? What are they about?  What are the texts or body text that’s following the subheading.

Time is really scarce. And people tend to scan through blog posts.

So, if someone stumbles upon your blog post and realize it’s a very lengthy article, but they’re not sure if they want to read it at some point, so they might want to quickly scan it and look through using the subheadings as a guide to tell them if they should bookmark it for further reading. So, I have a number of people who have told me that with sub heading really helps them to decide whether this is the blog post that they are going to store for future references. So, subheading does work in that manner.

And another thing about having subheading is it gives enough spaces between your text, so it’ll be easier for reading. Most people might be reading the blog posts on their mobile phone these days, more than 50% of blog traffic comes from a mobile because people are looking for information on the go.

So, if you look at the screen size of a mobile phone, which is like really tiny compared to a screen, you have to consider how your blog post is going to look on both devices. So, most people, when they build on their website, or they’re doing their blog posts, they will look at it using their laptop, which has a larger screen. So, they might structure it in such a way that they feel that it’s easy to read, forgetting that most people would likely be reading the blog post on the phone. So, what happens is something that looks good and decent on the bigger screen might not be as reader friendly on the small screen.

Let’s take it.

Let’s look at this particular example. Look at this on a big screen. This is how it looks like. And this is how it looks like on a small screen.  So what do you think, you think that makes a big difference?

If you space it out properly, using subheadings, allows people to understand and follow along better with their eye. So having subheadings gives them some space between those different texts and allows them to be able to follow along when they read it. And why would you want to make it easy for readers to read? Of course, that to stop them from leaving your blog post. Imagine you have a very useful article, but people are finding it difficult to read it.

So, they will abandon it because they have no patience for it. What you need to do is to make sure people read through these subheadings they find it really useful and with enough spaces in between, it helps them to digest this article and keep them on your blog posts.

You don’t want people to leave. So, in that case, subheadings play an integral role in keeping readers wanting to read your blog post from beginning to end.

So, subheading also helps a user to understand the flow of what you’re delivering.


Some people might only want to read certain sections, so it helps them to find that information quicker. So, if they found a solution, but if they want to read more, they can still bookmark it to come back later. Having subheadings is a useful way to help readers find the answers quickly on your blog posts. Now that you know how important subheadings are for your readers, I want to cover the other aspect of having subheadings in your blog post that is to help Google understand what your blog post is about.

So, Google’s mission is to help users to find the most useful and relevant information.

When you  have subheadings in your different sections, it helps Google to understand how closely related  your blog post is to certain keywords or certain key phrases that you are putting  in your subheadings. When you don’t have enough subheadings in your blog post, it’s very  challenging for Google to decide how important your blog post is or how closely related it is,  for certain specific keywords or phrases, six different sub headings that you will include.  So you have h1, h2, h3, h4 h5, h6. So in terms of hierarchy, if you have  body text under h1, it’s considered to be more important than your body text under h2 or h3, you can use up to six different types of heading hierarchy in your blog post itself.

So, people might ask me how many subheadings would be best, optimal in the blog posts?

So, Google hasn’t really specific specify how many subheadings should you include in a blog post, but most tools suggest that for best practices, having a subheading every about 300 words is a good benchmark to have. So, if you look at that, look at about 300 words, that’s kind of enough text for people to digest before having a subheading to tell them OKAY, yes, next point.

So, it not only helps to split up the wall of text that’s making it difficult for people to read, but it also helps Google to decide what is the related score for a particular keyword that you have embedded in your different subheadings.

One of the best practices for your subheadings is you want to include your keywords or key phrases into those subheadings.

So, it helps inform Google to reiterate to Google that this blog post is very much related to these keywords, you can have variation, or different conjugation of the keywords that you have.

So, if you’re adding a noun, you could change it into like a verb, or you could have like past tense of the words. Or if you’re using certain adjectives, which are keywords, you could also add synonyms, which are different words of similar meanings into your text. So, Google’s algorithm is really smart these days. When you include different variations of the same words, basically, you’re telling Google that it’s about this topic, you’re just informing them that because the Google uses the algorithm to understand the text that you have put inside.  Some people make this big mistake of repeating the key words in every single subheading, or they try to use the same words everywhere, maybe every 100, every 100 words, they try to use those keywords inside.

And that’s what Google wouldn’t like it at all. In fact, that’s considered cheating. And Google will penalize you if you do that. So, there are a number of people who try to use those keywords, repeatedly stuffing those keywords into those texts. And what happens is, over time, Google’s algorithm was able to spot that, and to them, they will give them a penalty, and then you would decrease your chances of getting on page one, of course, so you don’t really want to do that.

Spread it out. Don’t overdo it. So, some people might ask me what size fonts I should have for my subheadings. So typically, for the normal body text, the size recommended size is about 16. That also depends on what different phones you’re using.

If  you’re using 16, for your body tags, you want your subheadings to be at least size 18 or 20.  So, people can see the difference, which is are the subheadings, which are the text itself, your subheadings shouldn’t just be like one font size up compared to your body tag, because if you do that, people can’t really differentiate it, so that defeats the entire purpose. So, to sum it up subheadings help to keep your users to read your blog post to help them to read it more easily, to help them to understand, to help them to follow better, so they want to continue reading it, they want to save it and bookmark for future purposes.

So if you make these users happy,  Google knows that you’re making this users happy, so Google will send more traffic to your website,  as well as also rank your blog posts on page one, putting keywords into your subheadings,  related keywords, synonyms in different parts of your sub headings reiterating to Google that  your blog post is closely related to a specific topic so they know when to show your blog  on their search results page.

So, by fulfilling both of these requirements, that’s really going to help you rank better on Google and you will definitely see improvements in your blog post rankings.

So if you haven’t been rigorously injecting subheadings into your blog posts,  I’ll suggest you go back to review your blog, try to read it on a mobile to see if you’re using the  right number of sub headings for every about 300 words so you’re making it clear for people who  are on a mobile. Let me know if you found this tip useful about making the most of your subheadings  in the blog posts. Let me know in the comments below. If you found this video really useful, give it a thumbs up and subscribe to my channel.

Turn on the notification bell so you don’t miss out any future videos on how to rank on Google and YouTube page one.

I’ll see you in the next video. Bye!

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FINDING YOUR BLOGGING NICHE: How to Find a Profitable Blogging Niche!

Posted on December 19, 2025 by yoselkbaez36ck

Are you getting ready to start a blog but you don’t know what topics that you want to talk about or are you thinking about narrowing down the blog topics that you are talking about but you’re not sure how to do it picking a blogging topic in the beginning can be really hard because there’s so many different things that you can write about so it can be hard to choose just one so in this video.

I’m going to be talking about tips to help you choose a successful blogging niche that will grow your blog let’s get started but before we do if you’re new here my name is Sarah and on this channel i teach blogging tips to women who want to make money and grow a business with blogging so make sure to subscribe if you’re new here so the first thing i want to talk about is what exactly is a niche and essentially what a niche is is just the topics that you talk about on your blog it’s really just the category that your blog fits under essentially so for example my topic is blogging but that is a bit too broad because there’s so many different topics that you could talk about underneath that blogging niche.

So i’ve narrowed mine down to specifically talking about blogging tips for beginners who have either just started their blog and they’re in their first month or they haven’t even started their blog yet and they’re looking for help on how to do that it’s important that you not only pick a niche but you also narrow it down a little bit so that you can talk about specific topics and actually target a specific audience in the beginning so for example if you were doing a lifestyle blog you would want to start a blog on parenting cooking personal finance blogging and gardening those topics are just way too broad.

And they could honestly have a website of their own just with one of those topics if you do want to start a lifestyle blog and you want to talk about a bunch of topics you can eventually do that but it’s really important at the beginning to narrow down your blogging niche to one to three different topics and really hone in on them so that you can grow your blog the fastest so the first question you want to ask yourself when you start to choose a niche is what are you passionate about it’s really important to pick a niche that you’re passionate about because you will be more willing to continue the blog and you’ll be more willing to learn more about those topics so you really want to think about what is the one thing that you have a lot of knowledge in because when you start out you want to pick a topic that you actually have some experience in you also want to think about.

A topic that you can’t stop talking about something that you’re passionate about you know something that you could write 100 blog posts on because eventually you are going to be writing 100 blog posts on this topic and you could potentially even be writing more so you want to make sure it’s a topic that you cannot stop talking about you also want to pick a topic that you’re willing to learn more in because when you start blogging you don’t have to know everything about your topic you do not have to be an expert to start blogging on a specific topic if you’re passionate enough about it you do want to have some experience because you want to be able to write some blog posts on it in the beginning but eventually you are going to run out of knowledge on these topics so you want to make sure that you pick a niche that you are actually willing to learn more about.

In and continue getting information.

So that you can pass that information onto your readers so the questions you want to ask yourself when you’re choosing a niche is what are you interested in how do you spend your free time do you have any hobbies that you’d like to do and what topics do you like to learn about those are really the three main things that you want to be focusing on when you’re searching for your passion so the next thing you want to look for is is there a market for your niche now you want to do some research and see if people are actually searching for the topics that you would be potentially talking about if you chose this niche so for example gardening you could google how to start a garden or how to grow tomatoes and the way that you find out if people are actually searching for these topics is you can use a tool that i like to use called google keyword planner google keyword planner.

Is a free tool that you can use from google when typing a word or phrase to google keyword planner you’ll actually see the monthly search results for those terms so for example if we were to type in um start a garden or how to grow tomatoes you would see the average monthly searches for starter garden is one thousand to ten thousand and you’d see how to grow tomatoes you would see ten thousand to a hundred thousand you may also notice that the competition for these words is high which that means that there are a lot of bigger sites that are ranking for these terms so it might be hard for a smaller site like you to rank for them so this is where keyword research comes in and you don’t have to worry about it too much now but at least you know that there are a ton of people that are searching for these terms and if you want to look for other terms so that you can check if you scroll down you will see that they have how to plant tomatoes gardening for beginners.

How to grow tomatoes.

And pots how to plant tomato seeds and then you can see the average monthly searches and the competition for those terms and you can just type in as many keywords as you want and you can even get blog post ideas this way but you really don’t want to worry about that until you actually choose your niche really all we’re trying to do here is to make sure that there’s actually a market and people are actually searching for the topics that you would potentially write about in your blog step number three for choosing a blogging niche is checking the competition of your niche so you can do the same thing that you’ve done in google keyword planner and just start plugging in topics that you want to talk about and you can see what different types of articles pop up when you search those terms you want to be looking.

At how good are the sites topics how good are the blog posts could you potentially rank above them if you were to go into this niche and you want to look at are there any blogs ranking on the first page of google that are like yours so for example if you see a bunch of huge websites like Wikipedia ranking or do you actually see some smaller blogs ranking on the first page so that you could eventually potentially try to rank for those topics tip number four is check the profitability of your niche so the four main ways that bloggers make money is with ads affiliate marketing sponsored posts and your own products so you want to think about are there products.


That you could actually recommend to people in this niche are there people that are going to be willing to buy stuff from you if you decide to pursue this niche maybe you could recommend gardening tools that you use or if you’re in the lifestyle niche and you talked about fashion you could recommend the different outfits that you wear there are a lot of different options with this so i’m pretty sure if you looked hard enough you could find a different you could find a way to become profitable in this niche but you also want to make sure that there’s a market of people actually buying those things that’s really the important thing here is are there people on the other side of the screen that are going to be willing to buy the products from you so that you can actually make money with this niche fashion blogs also do really well with sponsored posts.

But this is something that you’ll have to worry about later on but it’s just something that you want to think about and consider and if you’re an educational niche you could think about doing courses or printables or different things like that for products that you could create once you have an audience now my biggest tip here for you picking a niche is don’t get overwhelmed with all the information that you’ve learned once you research your niche i know there can be a lot of information with a lot of different ideas buzzing around in your head and for me once i gather a lot of information sometimes i get so stressed out that i don’t know what to do with all the information.

And i end up not starting or i end up procrastinating this is all just market research to make sure that you’ve picked a good niche don’t have to worry about products that you’re going to make yet you’re just here to make sure that eventually when you do this that you can do those things to make sure you’ve picked a good niche in the beginning so try not to stress yourself out with all this information take it all with a grain of salt and just pick the niche that you think is the best option for you now once you’ve picked a niche what do you do next what are the different types of blog posts.

That you can write so what you really want to do is start at step one when you start a blog you want to target the beginners of that topic so let’s use the example that we’ve been using gardening the type of people that you want to target in the beginning is going to be the beginners if you’ve been growing tomatoes for 20 years you have a lot of information that people need to know um but they’re not going to be advanced in that topic yet so you want to go all the way back to the beginning don’t be afraid to start over start from step one and really think about.

What would you like to know if you have started gardening today what do you know now that you wish you would have known back then that would have helped you start gardening and grow the best tomato i don’t know i don’t know i don’t garden whatever it may be so you really just want to go back to the basics and start with the beginner topic because eventually when you get an audience you’ll be able to grow it and they will want to know about those advanced topics that you have but you want to start out with the beginner topics so that they can grow with you and it also will help when you start writing on those advanced topics because then you can link back to the beginner topic so that you can keep people on your blog longer so that they could learn more information about the topic that you’re talking about.

So really just go back to the basics and start from step one what would you need to know if you had started growing tomatoes today if you want to learn more about how to start a blog i offer a free email blogging course where i take you through all of the steps that you need to know to actually start your blog so if you’re interested in learning more about how to start a blog i will leave a link in the description below so that you can check that out so my question of the day is what is your blogging niche have you picked one yet are you planning on picking one or are you struggling to pick a niche right away I’d love to hear what you’re talking about on your blog so make sure to leave a comment down below uh subscribe if you’re new around here and i will see you guys Thursday bye.

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Boost Your Website Traffic: Free Sources!

Posted on December 19, 2025 by yoselkbaez36ck

In this video, I’m going to show you a traffic platform called harvest traffic co-op that I use to attract leads on a daily basis stay tuned my name is Keith welcome to my channel where I discuss making money online and lead generation ideas for our affiliate marketers guys let’s jump right into this what.

I want to discuss with you today is called harvest traffic co-op a traffic co-op allowing you to advertise on multiple platforms with little effort that’s what we’re discussing today what is a traffic co-op lets you advertising hundreds of other traffic exchanges and viral mailers with no extra effort and when you log in this is the back office or the home screen that you will come the link will be below in the description give you a little rundown of private messages that cane found here this is how many credits you have this is what.

I wanted to discuss down here you have a daily gift your co-op link is right here that’s the link that you’ll advertise once if you get on board with this co-op under me down here you get a daily free gift so you click on this to claim your gift for today and of course up here you found five credits it’s random on what kind of gifts you get well how to use harvest traffic co-op.

I’m sorry you click this button and this is it right here so basically you add the app you add the apio add the websites you want to advertise then you advertise your co-op link to earn credits and then you assign credits to your website and then that you check your stats we’re going to go to the advertising tab right up hereafter we’ve been on the home tab you’re going to go to the advertising tab this is your co-op link so you can grab that link right here’s the link for you to advertise here are the websites that you put in here you winna your websites that are other traffic sources that you use this as where they would go and of course, you put the name of the of your traffic source right here then your URL and then over here you assign credits right here and you uh the views Tatum that is assigned will come over here you’ll see that after you assign the credits you can do a sign here by putting the number of credits in here.


And then saving here are your social links so make surety come in here put your Facebook and Twitter skype Instagram YouTube channel.

I forgot tout my YouTube channel in their sorry guys you can buy credits go to the tab right here basically a thousand credits for 590twenty-four ninety thirty-nine ninety-fourfor ten thousand credits that’s totally up to you guys if you winna get those credits, but you can buy credits here there’s a farmers’ market you can go here.

And get different co-op credits for whatever amount they’re offering here are 350000 co-op credits quantity is two you have to fillip your big piggy bank, and you can accessit from otherwise your piggy bank is here um my balance is zero because I haven’t added anything to the piggy bank yet but of course, you can add money.

To your piggy bank and unpurchased credits through this way okay then traffic sources are here these are the traffic sources that basically all the harvest traffic co-op these are althea sites that they advertise on and of course, these are the blocked block traffic sources compare member levels if you upgrade its only795 a month or of course come in on the free plant hat’s under me oh and.

I wanted to let you guys know whoever comes underneath me will get um50 credits um bonus sent to them if they come up underneath me and there’s the upgrade button if you want to upgrade and of course the um depositing of the piggy bank here are your commissions if you get involved with the commission side of it and here’s your private messages where you read your private messages and going to the promote tab you come in here and this is all your promo tools right here they have email ads they have Twitter links they have shared on Facebook signatures all the stuff that helps you advertise do me a favor and make sure to subscribe tithe channel turn on post notifications and smash that like button if you like what you’re seeing so far thank you so like.

I was saying that this is the promo tab this is where you find all the stuff to promote um your links all across the area and here’s the support tab if you need help and stuff like that question for you guys question for the day how many traffic co-ops do you guys belong to please post the answers down in the comments below, I would appreciate that after the promo tools are here is the referrals tabanid you can check to see where your referrals are right here if you have any that wraps up this video for today Wiant to thank you guys for watching and on that note see you next time tell me.

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CONTENT PLANNING as a MICRO INFLUENCER: Making My Content Strategy, Content Calendar, + Workflow

Posted on December 19, 2025 by yoselkbaez36ck

What is up you guys it’s me gaylyn lareese and welcome back to another business video  here on my channel in a recent poll i asked you guys what phase of your business you’re  currently in and the majority of you guys said building an audience so over the next few weeks  i’m gonna actually be sharing some videos with you guys to help you build your audience  for your business so if you have not already subscribed go ahead and do that and hit that  notification bell so you can make sure you don’t miss an upload because i’m sharing with you guys  basically this exact stuff that i do for my business.

Now and how i built it into what it is so I’m basically giving you guys free game, and you don’t want to miss the uploads if you’re new around here hi my name is Gaylin Larese.

And i am a dancer operating a full dance business.

That involves everything from choreography  to content to physical products and I’ve been able to do this by building out my personal brand  into a full business as a dance business the success of my efforts really is based on the  content that i create and how i use that content strategically in my business which is why content  planning is so crucial so in this video I’m going to break down for you guys the five different steps  that i use to create my content strategy turn that strategy into a content calendar and then  execute that whole content strategy with my workflow.

So we’re going to break down a whole  bunch of stuff in this video go ahead and grab your notepad and if you’re ready let’s jump in this video comes with a worksheet that you can download for yourself to use and i will actually  be using it in this video so i will have that link down below for you guys in case you want  to print it out or use it on your iPad so let’s face it having content is essential  for anyone looking to build their business in 2022 and yes you can build a business without it  but I’m just going to tell you it’s a lot harder which is why creating content is the first of  the five different tips that i give you guys in this video where i share how you can start  becoming a dance business right now so if you are a dance teacher choreographer or a dancer  yourself my homies you know.

I’m saying my peoples I’ll have that video linked up top and down below  for you guys now for anyone looking to build their business from their personal brand we already know  how important it is to be consistent you’ve heard this time and time again and it’s not only because  the algorithm is so inconsistent with how it chooses to show your content but also because it  helps you build up the skills to be able to put out that content at a certain level of quality  every single time now that we’ve got it understood that we’re going to be posting consistently  yes we’re here on that we’re here on that my first step for making your content strategy and creating  your content planning is to plan your posting days i highly advise that you post a minimum of one  day a week however.


I’m going to show you how you can turn one idea into multiple ideas that will  allow you to post multiple times throughout the week so your posting day think about it as like  your big day in your head and that’s the day that you’re either posting your YouTube video  your blog your tick top your Instagram content that’s your day that you’re preparing for each and  every week and that’s the day each week that your audience can expect you to show up there are a lot  of different ways that you can pick this day some people look at their analytics or their insights  and they choose based off of you know what days their audience are just on the platform more often  or you can do what i like to do which is i just plan it based off of my already existing calendar.

So let’s say you have a nine-to-five job already or you have another job that takes a lot of your  time planning your posting schedule around the days that you already have in your existing  calendar can make it so that it’s something that you can actually keep up with and maintain  this should also be a day that gives you enough time before the actual posting day to prepare the  content picking a day that’s going to require you to film the video edit the video make the  thumbnail and post the video.

All in one or two days is the quickest way for you to get burned out take it from someone who has been there planning back-to-back days of things that are due is just not the best thing for your things pop up.

And you want to be able to make sure that even if life’s  happenings do happen that you still are able to post consistently and so making sure that you pick  a day where you have enough days ahead of it to prepare is the best way to go about your content  planning my second step for creating your content strategy and developing your content planning  is to brainstorm a bunch of content ideas and pick one i like to keep running ideas.

In my  head throughout the week in my notes on my phone it’s the easiest way for me to keep track of ideas  without always having a pen and paper on me and i can always draft up titles and different things  that i want to do with pieces of content in my notes and generally when I’m thinking about these  ideas and putting them in my notes I’m thinking about them for my primary platform which is my  YouTube channel.

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7 Simple Ways to RESET YOUR FINANCES

Posted on December 19, 2025 by yoselkbaez36ck

Happy frugal Friday, friends. If you’re ready to take control of your money before the new year even begins, you are in the right place. Today, I’m sharing seven simple ways to reset your finances for the new year. No overwhelm, no guilt, just calm, practical steps to start strong.

So, grab your coffee, grab your notebook.

Let’s get into it. Step number one, reflect without regret. Before we jump into our new goals, let’s take a little quick look back at the year we just went through. Not to judge, but to learn what went well last year  and what didn’t and what kind of surprised you. I always say reflection isn’t about beating yourself  up. It’s about figuring out what worked and then doing more of that. More of that. Here’s something practical that you can do that was actually kind of fun. I sat down with Kaden, and I whipped out my phone and we went back through the pictures starting in January, starting January 1st, and just kind of talked about what went on, what kind of made us smile.

And you can do this with your phone.

look back through your year and you can kind of tell like when you’re looking through the pictures, what made your heart pitter-patter when was like, “Oh, this was great.”  Or what was I spending my money on?

Like if you see an experience that you were like, “This was awesome.”

Do more of that in the new year. If you had pictures of new things that you purchased and now looking at it a year later, you’re like that wasn’t even worth it. Like take note of that. Grab a notebook, look through your phone and note what made you the happiest. Who made you the happiest?  Who were you spending time with? Um what were you spending your money on? You can kind of tell by the pics. Were you going out to restaurants? Were you going on vacation? Were you just hanging out with friends at your house? You know, what were you doing and what sparked the good vibes and what kind of triggered the bad vibes?

Like that’s a really great overview to do of your year.

And when we sat down and looked through everything, you can tell what you want more of and what you want less of. That’s just one practical exercise to help in kind of cultivating a better year when you know what was good and what was not so great. You might not even realize when you’re looking through these that it’s only been a year. Like this has been kind of a long year. I don’t know if anyone agrees it’s been kind of a long year. And when you’re looking back, it’s very good to take note.

Take some notes. That’s what I’m going to encourage you to do.

Take out a notebook, write it down, and really highlight the highlights.

Step number two is to simplify your finances. If you’re feeling like your finances are a little messy, you’ve got to declutter your finances like you declutter your house. Close out any old accounts that you don’t use. If you moved and you started a new bank account and you left the old one open just in case and you don’t even know what’s in there anymore and you never are going to use it, close out the old accounts. Move it over.

If your kind of in your head were like, I’m going to open an account here, an account here, an account here, and then you haven’t logged into any of those accounts because you can’t remember the password or the username.

You know, those that know what I’m talking about, you know, I’m talking to you.  Let’s tidy this up. Let’s clean it up. Let’s declutter the finances so that you have a really good look at where you’re at. And it’s just less it’s less passwords. It’s less juggling. It’s less to look at. I highly recommend you simplify your accounts. Cancel subscriptions that you forgot about. Tie up any loose ends that might have gotten a little looser as the year went on. The simpler your money setup, the easier it will be to stay on top of it. Number three, now that you’ve narrowed things down, automate what you can. Automate like a boss. I have just about every bill automated except one Kohl’s.

I don’t know why I have to do that like right as we click out of this video. I’m going to go set up my auto pay for Kohl’s. I don’t shop at Kohl’s all the time.  But I don’t know why I never set up autopay for Kohl’s specifically. And it stresses me out every month if I do make a purchase because I’m like, I didn’t set that up.

Why haven’t I? I can’t explain it. I don’t know why.

I can’t explain it. So, I will take my own advice after this.

It’s the only one. It’s the only one that’s loose. So, I’m going to tie up that loose end for the new year and make sure everything’s on autopay then. Okay, like my oil, my oil comes to my house when it’s running low. I never think about it. I have a friend that’s like, “Oh, I got to call and get oil.”  I never have to call and get oil.

It’s coming. It’s coming. It comes automatically.

I don’t have to think about it. All my bills come out automatically. It makes life so much easier, you guys. Automate, automate, automate. Think about it. less late fees. Do not be paying for late fees in the upcoming year, you guys. We’re getting on top of it. If you’ve lost a little footing, we’re getting back on it in the new year, okay? No late fees, less mental clutter, having to remember dates. And I know there’s some people that write down this is due, this, this is do. Listen, and I  know some of you are going to say, “Well, I don’t want to do that because what if I overdraft?” You  know the answer to that if you’ve been following this channel, and that’s the budget buffer. If  you’ve never heard of the budget buffer, that is one month of expenses in your checking account at  all times.

If you do not know what I’m talking about, please type in Kate Kaden budget buffer when you get out of this video later.

I’ll actually leave it on the end screen so that you remember because the budget buffer has changed many of the K squad lives because we weren’t thinking about that. You will not overdraft if you have the budget buffer in place. This might take a little time to build, but it’s actually quicker than you think. You’ll be more consistent in the new year. You can set it and forget it. You’ll have that budget buffer to back you up should you make a little error. No worries. We want to make everything simplified. We want to be calm going into the new year. We want to have our money in check, and this is how to do it. Step number four, pick one main financial goal. Now, I could really argue both ways on this one but hear me out.  What I’m talking about is if in the new year you have one thing that you relentlessly think about.  Maybe it’s a debt, maybe it’s a vacation you want to have.

There’s like something that drives you,  you want to either crush it or you want to save for something. Pick one and go at it relentlessly.

What happens is sometimes we get all this money noise and people are telling you you need to do  this, you need to do that, but what about this, but what about that? And I get it. I talk about it  all the time. Talk about it literally every week on this channel. But in the new year, if you want to reset your finances and achieve something big, pick that one thing and throw it all at that this year. Maybe you want to pay off debt. Hi, Slate. Maybe you want to start saving for a house. Maybe you want to start investing if you haven’t started investing yet, and you should. One of these, one of these things. Pick one. One clear goal can create one clear path. It’s simplified. It’s  focused. And if you do it right, it’s relentless because you want that to happen.


And you’re not  going to waste your time on things that aren’t going to get you to your goal. Another method  I highly recommend is the Kate method when you’re trying to reach a big goal. That stands for keep  focus, adjust, track, and eliminate. I also have lots of videos on the Kate method to reach all your goals in the new year. I will leave another video for you on the end screen if you want to look at life a little bit more simplified and get to the main goal faster by using the Kate method.

If you’ve made it this far in the video and you are ready to reset your finances for the new year, type in the comments reset exclamation point and I will know that you’re really thinking about how you can reset your finances for this upcoming year and have your best financial year yet.  Okay, moving on to number five. Create a simple budget that fits your life. Budgets are not scary, or if they have been, they don’t have to be. Budgets are just a plan for your money. And a plan is power. Don’t aim for perfect, aim for practical. If you hate spreadsheets, don’t make a spreadsheet. If you love notebooks, write in your notebook. If you need more visuals, try an app like Every Dollar.

That’s what I use. Obsessed. I use the free version. It’s the best thing that ever happened to my budget. Whatever keeps you consistent is the right system. So, don’t let anybody tell you, not even me. I’m not telling you have to use every dollar. You don’t. I just prefer it. But if you want to write it down, if that’s like you like a notebook, you like a piece of paper, my goodness, get out a pen and paper. Do it that way. Do the system that you can stay consistent with and keep it simple. Step six, choose a word of the year for your finances or just for your life. This is one of my favorite things to do every single year. If you’ve been with me for a bit, you know that we pick a word of the year. And the end of the year is coming, the new year is beginning. So, that video is going to come out in a week or two with my word of the year.

And I cannot wait to hear what your word is. I will reflect with you guys in a future video on what my year looked like this past year in regard to my word. My word was alignment for 20125 and I can’t wait to share with you my takeaways for that being my focus of the year. I have had some good outcomes. I can’t wait to share that with you. If you don’t want it to be about like life, you could have a a life word, you know, just like your overall theme, or you could have it in regard to just your finances. If that’s like eyes on the prize right now, all you can think about is getting your finances in order. Have it been a word that you want your finances to reflect like peace, steady, freedom. Freedom. Every time you spend or make a financial decision, think to yourself, does this match my word? Are my actions aligning with what I said my focus is? It’s a very simple but powerful way to stay centered in focusing on your finances in the new year. If you already know what your word is, you’re welcome to share it with me or you can wait and let it marinate here for another week or two and let us know come beginning of January what that word is.

It’s a game changer in my opinion and it’s super fun. Number seven, celebrate your fresh start. You guys, there’s nothing that gets me more excited than a fresh start. I love a calendar flip every month, a fresh month, but a fresh year. My heart is going pitter-patter just thinking about it. Listen, you’ve made it through a year of ups and downs. And you’re still here showing up, trying again, reminding yourself that I have got this. I can do this, and I’m not giving up. That’s something to celebrate. Do something simple. Light a candle. Cook yourself a delicious meal that you love to eat. Maybe journal down a couple words of encouragement. Something to reflect on how you’ve been doing and what the focus is going to be for the upcoming year. It’s so exciting. I love I love this time of year. It’s one of my favorite times of year because I love a fresh start and I love the reflection. I’m not going to lie. I love looking back and seeing what’s happened in the year and what was a complete and epic fail and what was delightful and how can I do that more. Frugality isn’t about perfection. It’s about progress. So, celebrate that progress. It’s time for recap. Number one, reflect without regret.

Number two, simplify your finances. Number three, automate what you can. Number four, pick one main financial goal and hit it head on. Number five, create a simple budget that fits your life. Number six, choose a word of the year for your finances or for your life in general. Number seven, last but not least, celebrate that fresh start. This is your clean slate moment. Wait, did somebody say Slate? Don’t mind if I do. Oh, my Slate.

He’s such a good boy, you guys. He has been the perfect addition to our family. I cannot even tell you. But back to what I was saying, you don’t need to be perfect. You just need to begin. If this gave you some motivation, hit the thumbs up. Hit subscribe so you never miss a video because you guys, we have so much come up in the next few months. If you’ve already picked it, let me know. What is your financial word for 2026? I cannot wait to read them. Maybe it’ll give me more ideas.

I have a word right now that is marinating that I think I want, but I don’t know. I got to I got to let it marinate just a teensy bit longer. Let it cook. And uh I can’t wait to talk about it. So, you guys, I’m going to leave you some videos right here to watch next, depending on what you’re in the mood for. And I’ll see you in the next video. Bye, guys.

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