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It means a lot to me personally because I’ve seen so many abandoned buildings, so many boarded-up buildings. I live in the neighborhood, so to be able to deposit something in my own community is priceless. So I am looking to remain here and be a force in terms of turning around the city and the neighborhood. The Detroit Neighborhood Entrepreneurs Project is a first-in-the-country model where students from the law school, business school and school of art and design and the public policy school work together in a team with Detroit entrepreneurs to help them overcome their business challenges. It’s like getting a whole basketball team of professional advisers that you don’t have to pay for.
They were very confident. They were very knowledgeable. And most importantly, the professors that they were working under were very accessible. I think that for us we’re really able to tap into the really creative and unique talent here at the University of Michigan. And we can take those tangible solutions that they present and take our business that much further and grow our brand and grow our business.
I think it speaks to the philosophy of that university to being a teaching institution, not only in Ann Arbor. They are still teaching in other communities. I’m glad we’re finally going in the right direction. It brings me hope and hope is contagious.
What’s up, guys.So, if your lower chest looks like this, completely undefined, at worst, even sagging, well, all the Decline Bench Presses in the world aren’t going to fix your problem. But the good news is I can. As a matter of fact, I can help you to actually shape your chest more like this.
And it starts with not just the right exercises, but also doing the exercises the right way. I’m going to give you a game plan today to help you so that you once and for all get rid of this saggy lower chest and get you that chiseled chest that you’ve always wanted. You see, when it comes to guys is perhaps no more sensitive issue than fixing a sagging lower chest because along with it also comes a lot of taunting, you know, the locker room talk, all the words that may have been thrown at you throughout your entire childhood and maybe even to this day. Well, what if I told you that starting today, you’ll never have to hear that crap again? And by the time this video is over, you’re walking away with a solid game plan to make sure of that.
But just to make sure that we’re talking about the same thing, you got to take a look at these two pictures because both of them will be classified as not really having a good chest. But which one’s more closely identified with what you look like right now? You see this guy right here, he’s got a lot of chest fat, and the only solution to this is going to be through nutrition. No matter what you do in the gym, you have to fix the fat issue first. And that’s always going to come from focusing on what you’re putting in your mouth. Now, here you could also see a little bit of gynecomastia. That’s a separate issue that might have to be taken care of surgically depending upon how bad it is. So, you have to make sure that you’re identifying your real root problem first. Now, if you’re looking like this guy over here and you’re just simply dealing with a lack of chest development and specifically lower chest development. But it’s here that the science of chest training actually proves to me that I can help you, because we know that with the right selection of exercises and with the right training techniques, this area is actually very fixable, especially when it’s in this state.
But we have to understand what we’re working with in terms of our anatomy. Follow me to the board. You see, our anatomy actually gives us more than just optimism for developing a lower chest. It gives you the actual roadmap of how to do it. Because we know that we have three separate heads of the chest, the clavicular or upper portion of the chest, the sternum or the main compartment of the chest. And then we have this lower abdominal head which runs from this high to low direction. If we can choose the right exercises to follow these fibers, we know we can actually get this area to be influenced more favorably to allow you to get rid of that undeveloped lower chest that you’re dealing with right now. So, what are these exercises? Well, I actually cover them in depth in my Lower Chest Solution video that I’m going to link for you at the end of this one. But it’s the usual heavy hitters like that Decline Bench Press that we talked about.
I didn’t say it wasn’t effective. I said on its own, it’s not enough. But you can see that it’s got that all important requirement of the arm slot traveling from high to low. And sometimes it’s deceptive when you look at a bench press because you think you’re pushing just straight up over your body. But if you actually sit up, you can see that from the decline position, the angle of the arms are actually slightly downward. I can also do a Dip because it’s another easily overloadable option to drive not just the size gains but strength gains as well. But you don’t always have to do the standard dip. You can do a Straight Bar Dip, again, meeting the requirements of the arm slot traveling in the direction that’s required to more effectively target that lower chest of yours. Of course, pushups are always an option to just make sure you’re doing it out of the incline position because once again, this is going to take the arms and angle them slightly downward. We can even bastardize some popular exercises meant for something else and get an effect on the lower chest, as long as you know what you’re doing.
This Push Down is not really a good variation of a Triceps Push Down because what you’re doing is engaging way too much chest. But what it does do is it gives you a chance to load up that stack and perform something very similar to that Straight Bar Dip we just looked at before. Again, no matter which one you choose, the common theme here is what’s important, the arm travel from high to low, making them all solid choices. But remember this, a muscle that doesn’t contract through its full range of motion will never fully develop. And if you’re having a hard time developing that lower portion of your chest, you need to make sure you’re exploring its full range of motion.
And that means you’ve got to look at the attachment points. We’re talking about the arm and again, the midline here of the sternum. Those two points have to cross each other at some point or at least get as close together as they possibly can. And the three exercises I just showed you here, don’t do that. So, if you can take your arm and bring it across your body in any exercise, you’re going to fill in some of the important gaps that might be missing right now and there’s plenty of ways to do it. And it’s the exercise variety here that makes this easily achievable. No matter what situation you’re training in right now. There’s really no excuse when it comes to equipment limitations because you can do any of these cable exercises by simply hanging a band on a pull up bar or to a high anchor point. But you can see that all of them have in common one thing, that we’re taking that upper bicep area and driving it across, trying to get it towards our sternum. And when we do this, you should feel the most intense contraction that you’ll ever feel.
Some might mistakenly view these as isolation exercises, that is not the case at all. They are complementary to the bigger, heavier loaded exercises that still require that missing element of adduction, and you’re making sure you’re hitting them all by picking and choosing which ones work for you. But what if you’re doing the right exercises, you just happen to be doing it in the wrong way. Because there’s one tip that I’m going to give you right here that is going to completely change the effect that your lower chest training has on the development of your chest. You see, if you let your arms travel upward during any of the exercises I just showed you, in other words, let your shoulders shrug, you’re going to miss all the benefits. It’s that important. Do this for me, take your hand and put it on your lower chest just like this and shrug your shoulder up. Now feel it. Keep your hand here. Now drive your shoulder down. What do you feel? A hell of a lot more engagement. It’s getting the arm closer, more adducted to your body, which is triggering your chest. But it’s just depressing the shoulders and getting that shoulder out of this elevation. The problem is, in this high to low direction that we use for the exercises, we sometimes don’t control that.
So as the weight is returning or if our body is lifting us up in a dip, the arm is going to drift naturally up into the shrug. You have to fight that on every single exercise. So, on a Bench Press, make sure that you’re driving your shoulders down, get on shrugged and then press. You’ll feel that lower chest engage a lot more on that Decline Bench Press. On the dip make sure that you’re pushing your shoulders down.
I actually like to perform a Dip Plus meaning when I get to the top, push all the way through my arms even further to ensure that not only am I getting this un shrug that’s important, but also activating the serratus anterior, which is another good supporter of the lower chest. I’ll do it also on the pushup where I don’t just get through full extension of the elbow but push through even further to once again engage that serratus. But even all of the crossover variations that I showed you, you have to un shrug that shoulder. And when you do, you will completely change how that exercise feels, and maybe for the first time ever feel it engaging the area that’s been dormant this whole time, allowing you to start to see the results that I promised you in the beginning of this video. But there’s still two important things that are more complementary, but no less important if you want to see optimal lower chest development.
And that is, what are your abs looking like right now? I’m serious. Because your upper abs are actually framing your lower chest. If you don’t believe me, just look. That top row of abs right here is what actually frames the bottom portion of your lower chest, it gives you that defined lower pec line. And we have so many choices we can do here. Any movement that takes you from top down, in other words, shoulders moving towards your pelvis, is going to be a good upper ab exercise. And the nice thing about them is they’re a lot easier than lower ab exercises because you don’t have to lift the entire weight of your legs. The other nice thing about this area of the abs is it’s actually rather easily achievable. Because you don’t have to be at the extreme low levels of body fat like you might have to be to reveal the lower portion of your abs where men tend to store more of their fat.
So even if you’ve made some of those nutrition adjustments that I recommended in the beginning of the video to actually get rid of some of that chest fat, you’ve actually killed two birds with one stone and now made it even more possible for you to start to see those abs, if you remember to train them. And of course, as a physical therapist, you know, I d get to this. If you’re looking like this right now, what are you doing? I can tell you what you’re undoing, all the things we’ve put together for you already in this video. Any attempt to get good chest development is going to look infinitely worse by simply rounding your shoulders and assuming poor posture because you’re pointing all of it down and putting it in the sagging position. But there is a fix for that and it’s improving your posture. Imagine this, imagine you had a glass of water sitting right here on your sternum. You want to make sure that it’s not tilted forward at all, just rest it right here on top of that shelf. If you can assume that position but strengthen yourself in a way that keeps you there day in and day out, well, then you’ve got a chest that’s not going to sag anymore like that, but it’s actually going to stand at attention and show off the results of your hard work. Of course, one more recommendation, the Face Pull is my favorite way to help you to do this, so make sure you’re doing those every single day.
By the way, if you’re looking for a full posture video, I’m going to link that one for you here as well as a video I talked about earlier on. If you’re looking for more videos here, make sure you guys click Subscribe and turn on your Notifications so you never miss a video when we put one out. All right, guys, leave your comments below, let me know how you make out by implementing these changes. And do me a favor, share it with someone else that you know could benefit. All right, guys. See you soon.
Pearls are something that have really grown on me in the recent years in my 20s I used to think pearls were a bit serious and formal in The Last 5 Years however I’ve come to really appreciate pearls and I’ve been really enjoying them if you love jewelry you should ask absolutely consider having some Pearl element in your collection because they are truly Timeless wearable and versatile now I used to think I could only wear my pearls with fancy dresses but now I wear them even with very casual outfits besides there are so many wonderful options to choose from and I’ll be sharing them with you today the first ones are fresh water pearls if you’re new to pearl jewelry.
I recommend checking out freshwater pearls first this is because when it comes to Pearl the price range can really vary depending on the type of pearls you go for generally speaking freshwater pearls are more affordable because they are easier to grow and the growing time isn’t as long as a result they are more readily available I actually started off with freshwater pearls first when I first ventured into pearl jewelry these are the Pearl Earrings I’ve been wearing for years and they measure about 6 to 7 mm I feel like this is a very safe option especially if you’re new to pearls because they’re big enough to be noticeable but small enough to be worn every day and with everything and like I said over the years I’ve come to really enjoy pearls and now I’m very comfortable with pearls in bigger sizes and these are my new additions and they measure about 11 to 12 mm as you can see they are quite a lot bigger and.
I absolutely love how they look on me for me these are the perfect statement jewelry because even though they really stand out they’re not over the top at all if anything they are so incredibly classy and elegant these freshwater pearls are called Aurora they are the most premium quality freshw pearls and they also feature 18 karat solid gold I feel like the camera doesn’t do them justice but in person they have the most beautiful iridescence and a lovely pink overtone and I think these will complement any skin tone or complexion if you have a very simple outfit these earrings will absolutely complete the looks for you these earrings are from Gingiberi they offer a lovely selection of pearl jewelry and.
I want to say a massive thank you to them for sending over some really lovely pearl earrings for me to share them with you in this video now fresh water pearls are amazing in their own way but if your budget is higher then salt water pearls or akoya pearls can be a fantastic option now at first glance they might look quite similar to freshwater pearls but akoya pearls tend to be a lot rounder and they also have a much higher luster on top of that akoya pearls are also rarer and therefore a lot more valuable and to give you some context fresh water pearls grow in mussels found in freshwater lakes or Rivers while akoya pearls are sourced from oysters in the ocean now a fresh water mussel can produce up to 50 Pearls at a time but a salt water oyster can only produce one single Pearl.
In its entire lifetime so that tells you how limited the supply really is for salt water pearls and why they are more expensive if you place them side by side you will be able to tell that the salt water pearls have a much higher luster this is why they tend to have a very radiant glow which can really brighten your complexion I will say the difference in luster is quite noticeable especially if you put the salt water Pearl right next to the fresh water ones these salt water pearls from Gingi Beri are graded 4As which is the highest grading four pearls this means they are perfectly round they have the highest luster and there zero or very little blemish these measure about 7 mm and they are the perfect everyday pearl jewelry I think we all agree that you just cannot go wrong with a simple and Timeless jewelry like these earrings the next ones are something.
I’m very excited to talk about and they the South Sea pearls now South Sea pearls are considered the Rolls-Royce of pearls they feature a very distinctively beautiful golden hue something that makes them look even more precious and luxurious South Sea pearls are the most expensive kind of pearls because they take a lot longer to grow in fact sometimes it can take up to 5 years to produce one single south sea Pearl this is why they are the rarest and also the most valuable kind of pearls typically they are larger in size these ones are about 10 mm but they can range from 9 to 20 mm I’m so happy that they use 18 karat yellow gold on these pearls because it really brings out the stunning golden hue I just think these are so unique because they’re quite different from the white pearls we used to in person these look so luxurious and sophisticated and.
I can totally see why some people tend to go for these kind of pearls instead of the other pearls for very special occasions or very dressy events but personally will not be reserving these for only special occasions these are simple but yet so stunning and I think they make the perfect everyday jewelry and I’m excited to wear them in my day-to-day Life by the way Gingi Beri only offers South Sea pearls from the grading of 4 A’s and 3 A’s which means you’re only getting the highest quality of South Sea pearls I’m not sure if you can tell but these pearls are my favorite from this collection if you’re also someone who enjoys Fine Jewelry you need to look into these pearls next are Tahitian pearls now if you’re looking for something quite unconventional these will be perfect for you Tahitian pearls. Are the only pearls with a darker hue which is why they also called the black pearls however Tahitian pearls are never truly black if you look closely, they act feature.
A spectrum of different colors in terms of overtone and undertone such as green blue pink purple and so on and just like the other Pearl types Tahitian pearls also have a beautiful iridescence personally I think the darker hue gives these pearls a mysterious view they look incredibly classy but compared to White pearls these just seem to have a more exotic aura these ones measure about 10 mm which is not the biggest but to me they are quite the statement piece I usually like to wear a lot of neutral colors so these Tahitian pearls will stand out very effortlessly I’ve been looking for ideas about how to style these Tahitian pearls and it looks like a lot of people like to wear them for Red Carpet Events by thing you can easily dress them up or down.
I mean if you just have on a very simple white T-shirt these Tahitian earrings will elevate your looks right away and you probably don’t even need to put on other jewelry in terms of Rarity Tahitian pearls are only second to south Sea Pearl so they are the more expensive pearls especially because the production can be quite delicate in fact sometimes it takes up to 3 years to produce one single Tahitian Pro these Tahitian pearls feature 18 karat white gold in fact if you look on the Gingi Beri website a lot of their Tahitian Pieces come with white gold which is something I really adore because.
I think the white gold really compliments the dark shade of the Tahitian pearls now if your budget is higher you might want to consider Tahitian pieces with diamonds because the Brilliance of diamonds really does bring out the beauty of the black pearls now all the Gingi Beri Pearl Earrings I’ll talk about today are round but here’s the interesting fact perfectly round pearls are actually quite rare they only make up a very small percentage of natural pearls because they take quite a lot longer to grow and because of that they’re also more valuable in fact natural pearls come in a huge variety of shapes and sizes some of the common ones are pear drop semi round baroque Circle baroque and so on now all those are very unique shapes but if you’re looking for something that can truly stand the test of time then.
I recommend looking into round pearls because you simply cannot go wrong with them I also want to touch on how to look after your pearls to make sure they last for decades in fact I know a lot of people plan to pass down their Pearl jewelries as family heirloom because of how classic and Timeless they are so first of all its recommended that you wear your pearl jewelry as much as possible because the natural oil from your body will keep your pearls moisturized this means your pearls will have a beautiful glow to them I mean isn’t that wonderful to know that the more you wear your pearls the more beautiful they get that said you definitely want to avoid wearing your pearls.
In the shower or in the swimming pool now pearls are more delicate compared.
To diamonds so exposing them to harsh chemicals is not a good idea therefore you should avoid spraying things like Hairspray perfume or fake tan directly onto your pieces each time you remove your pearls it’s also recommended that you use a piece of very soft cloth to give your pieces a good wipe in terms of storage it’s important that you don’t store your pearls in an airless or completely sealed setting because that will take away the hydration from your pearls and they might start cracking now when you purchase a jewelry from Gingi Beri it will come in this beautiful box so if you have the space.
I recommend you to keep a jewelry in the box and just leave the Box open now and again and those are the different Pearl types you can consider if you’re interested in building a pearl jewelry collection I love every single piece from Gingi Beri but my personal favorites are these south sea pearls I absolutely love the golden hue I’m not sure if that’s because I’ve always preferred yellow gold the white gold but I just think these are absolutely beautiful.
I also want to say a massive thank you to Gingi Beri for sending over these lovely earrings they have the most beautiful packaging and every piece of jewelry will come with a certificate of authentication and a warranty of 3 years I’m so glad I added these earrings to my jewelry collection because they’re truly Timeless and I’m sure I’ll be wearing them a lot so make sure to check them out and that’s it for me today thank you so much for being here take care and I will see you.
The worst way to buy a diamond is by focusing on the grade. And today we’re going to explain why. Okay, we’re going to do a little role play, okay? Okay. You’re a client. Sure. Hi. Hi. What brings you in the store today? I’m here for I need a ring. Awesome. Do you know what you want? Exactly. I am looking for one Carat, G color VS1 clarity. Stop right there.
Okay. This is wrong. The reason why it’s wrong is because grading is not scientific, okay? Yeah. So before we even go, if you guys haven’t seen it already, we suggest to look at the watch series on hacking the 4 C’s.
It’ll kind of fill in some of the gaps. But assuming that is being done, we’re going to dive into some of the other things. So why is focusing on the grade the worst way to buy a diamond? First off, most people that fix it on the grading, and when I say the grading, the 4 C’s aspects of a diamond don’t really understand how diamonds are graded to begin with. They often think that it’s scientific, which it is not.
They don’t realize that diamonds are graded by people. And it’s by people’s eyesight. And we are- Their opinions. Their opinions. It’s personal perspective. Grading diamonds is more like grading an English paper than a math test because it is so subjective. One of the ironies that a lot of people are not aware of is that ever since E-commerce came onto the scene, people have fixated on these grades more than ever. And one of the ironies is that the more people have fixated on the grading, it has actually made it less reliable. And the simple reason is they’ve had to basically hire a lot more people to be able to meet the demand. And as a result, you have a lot more opinions.
So the consistency and the grading, it’s just not there anymore. And so, again, another additional reason why you do not want to shop around looking for a diamond based just on the grade. I want to do a little live demonstration, and I’d love it if you’d participate with us. So check out these five diamonds side by side. One of these diamonds does not sparkle like the other.
Can you identify which one? Yes. It could be the far one on the right. They’re all a G color, VS1 clarity, triple excellent cut. However, Number Five is not sparkling the way that it should. It falls short of the grade. Well, how about these stones? You’re going to see they are obviously very different in size. But look at this. They are all 1 Carat. They’re not the same size. Or how about this example? Take a look at these stones. Do you see a difference in their color? They’re both a G color.
And yet you can see that one is more yellow than the other. Again, not scientific. As you can clearly see the grade does not define what you can expect to see in the actual stone itself. And we’re going to break down why. Why has there been such an emphasis on grading?
Why have people become so fixated on the grade? And the answer is one simple word. It’s e-commerce. Online companies when they were trying to sell diamonds online, one of the big things that they’ve done is they’ve made a lot of us believe, and they put a lot of materials out to make people believe that diamond grading is scientific. And it’s mainly because they want us to feel comfortable to buy a diamond based on what you might see on a certificate, maybe coupled with a video or a picture.
They want you to feel comfortable to buy a diamond based on its specifications. They want you to feel comfortable to buy a diamond completely blind, completely sight unseen. But this is not diapers. This is not wipes. You can’t just order this on the internet and expect to get the same quality that you’re expecting.
We talked about the worst way to buy a diamond, and we’ll flip it around and we’ll say, “What’s the best way to buy a diamond?” The best way to buy a diamond is really just looking at them side by side, comparing them for yourself, and really assessing what are the characteristics that are most important for you. Yeah. Really important to understand, even if you know nothing about diamonds. Our brain is an incredible machine where if you put things side by side, your brain will go into the super comparative mode, where it’s just going to compare things.
So take a look at this stone. You see it by itself. If you look at it by itself, it’s going to look fantastic. But look at this. If you put it in a row and then a line up against four other diamonds.
All of a sudden with that same stone, you’re going to notice it doesn’t glitter like the other four, right? And that’s what our brain is able to do. The only difference, I tell my clients, between someone that knows nothing about diamonds and someone like us is we’ve seen so many stones that I can recognize the stone without having to see it side by side. We can recognize that there’s something off, but you don’t need to be an expert. Look at it side by side for yourself, and you can see for yourself, is there something off in there?
The best way to buy a diamond is work with people you trust, okay? Yeah. That’s a big one. Jewelry is a profession, just like any other service industry. If you find a mechanic or if you find a lawyer, or if you find anyone that you’re having to rely on their expertise or their professional services, you need to have that trust factor.
The way that we look at it is that we want to make sure the diamond is true to the grade or higher, because as the grade goes up, you’re going to pay a bigger premium. So if the diamond falls short of the grade, that means you just overpaid for that stone. Don’t be fooled. Don’t be fooled by it’s in a high definition video or photos of diamonds. A lot of times, people think they’re getting a really good look at the stone.
What they don’t realize is you are not seeing them side by side in the same environment, in real time, you’re seeing recordings, and they’re all done separately, and because of that, you have nothing to compare it against. So just to summarize, we’re going to tell you, our clients; hold the grade loosely, work with someone that you trust, and look at them side by side and see for yourself what makes sense.
These days, shopping around for the best refinance mortgage interest rate online is essential for anyone who is looking to get the most out of their investment in real estate, whether it is for investment purposes, loss attributing qualified companies, or even just moving up the social ladder. It’s not only possible, but it’s also more convenient and less stressful to hunt around for the best refinance mortgage interest rate online.
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Think Global, Go Global One of the huge advantages that the Internet has brought to the mortgage brokerage game is the access it gives everyday people to the best refinance mortgage interest rate online, not just in their home countries but anywhere around the world where investment and borrowing conditions are favorable and where they make it possible to conduct transnational mortgage refinancing deals. In the last six years in Auckland, New Zealand for example, the average house price has skyrocketed up to 200 percent in places. In an attempt to cool the housing market, the reserve bank first raised interest rates three times in two months and then more lately has been selling off large amounts of New Zealand currency. Mortgage interest rates are now far too high for New Zealand to afford to refinance but overseas investors have the advantage of being able to access some of the best refinance mortgage interest rate online, such as the National Australian Bank operating out of Japan, offering 1.5% as opposed to The New Zealand bank’s 10.69% fixed rate. If you’re an internationally minded investor, it may be a good time to look around for the best refinance mortgage interest rates online and take advantage of vulnerable markets around the globe.
Finding the best refinance mortgage interest rate might seem a daunting task. It’s as simple as baking pie, however, if you do it online.
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You don’t know about these programs because these organizations don’t have money to advertise. You won’t find them from a Google search unless you carefully comb through thousands of research results.
The upside-down world of Google makes sure you see all the websites that want money to solve your problem and the ones that will solve the problem for free are buried within the Google haystack.
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I show you sources you never ever dreamed of. You get hand-holding instructions as well as websites and contact info so you can start solving your car problems today.
I bet you did not know:
— There are over 120 non-profit organizations in the US that give out cars for free or little cost.
— Cars loans are available at ridiculously low interest rates even when you have very bad credit.
— Organizations will repair your car for free.
— Access a government database to see if your car is one of the 12 million cars that can get fixed for free each year.
— State governments give $8,000 to help buy a vehicle.
— Local governments help pay for auto insurance.
— How to get $500 for emergency cash to pay for auto repair.
— Mechanics will come to your home and fix your car at a 40% discount.
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